Financial Services

There are a number of reasons why downsizing to a smaller home is a good idea. As the number of over 55’s looking to downsize in the UK grows, we take a look at the pros and cons of downsizing your house to help you…

Banks are increasingly aware not all parents can help children buy a property with cash.   Helping loved ones onto the housing ladder with a lump sum of money is a luxury, especially in the midst of the current cost of living crisis. Soaring house…

Here are 5 top tips homeowners should consider to help manage an interest rate rise. Explore locking in a fixed rate mortgage Existing borrowers whose mortgages are directly linked to the bank rate may see an increase in monthly repayments. Those who are on lender revert rates or Standard Variable Rates (SVRs) will have to wait and see…

The first in our line of ask-the-expert interviews, we’re speaking to Simon Chapman, a Buy-to-Let Mortgage specialist from Direct2Mortgages. Thank you Simon for taking the time out of your very busy schedule to answer a couple of questions on Mortgages. PJ: Firstly, could tell us…

  In December 2015, the government launched a new scheme that could help first-time buyers secure their first property. The “Help To Buy ISA” is a newly introduced savings account where for every £200 you transfer into that account, the government will add £50. It…